*
Our Mission
To help clients align their core values with their finances by providing
low cost, independent, conflict free financial planning, investment counseling
and financial education to individuals, trusts, charities, businesses and affinity groups.
Home
Copyright © 2009 Thomas J. Costantini, Monserrat Advisory Services, LLC,  All Rights Reserved.
9 Lowell Street, Beverly, Massachusetts, 01915-3652 - Phone 978.922.9961 - Fax 978.922.9961
Conflict Free Financial Planning, Investment Counseling & Financial Education
Adam Smith                                                                                                                                                                               David Ricardo
                                                                                          Managing Investment Risk

                                                        In keeping with our mission to promote financial literacy we are offering a complementary
                                                  paper titled Managing Investment Risk. To learn more click on the link above.