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| Our Mission |
| To help clients align their core values with their finances by providing low-cost, independent, conflict-free financial planning, investment counseling and financial education to individuals, trusts, charities, businesses and affinity groups. |
| Home |
| Copyright © 2009 Thomas J. Costantini, Monserrat Advisory Services, LLC, All Rights Reserved. |
| 9 Lowell Street, Beverly, Massachusetts, 01915-3652 - Phone 978.922.9961 - Fax 978.922.9961 Conflict Free Financial Planning, Investment Counseling & Financial Education |
| Managing Investment Risk In keeping with our mission to promote financial literacy we are offering a complementary paper titled Managing Investment Risk. To learn more click on the link above. |
| Adam Smith |
| David Ricardo |